Orchardmark Financial, a small-business funding broker in Scranton, Pennsylvania, works with Moosic, PA owners by phone and online. ZIP 18507 had 267 employer establishments in 2023, led by retail with 46 and accommodation and food services with 39 (Census ZBP). Every credit decision and term is set by a lending partner.
| County | Lackawanna County, PA |
|---|---|
| Distance | About 4.2 miles SSW of Scranton, PA |
| ZIP 18507 employers | 267 in 2023 (Census ZBP) |
| Leading sectors | Retail 46, food service and lodging 39 |
| Under five employees | 42.7%, vs 50.2% county-wide |
Borough versus ZIP code
Moosic makes up about 57 percent of ZIP 18507's land, and about 85 percent of the borough falls inside that ZIP; a smaller slice lies in ZIP 18641 (U.S. Census Bureau 2020 ZIP code tabulation area relationship files). The figures below describe the whole of 18507, so read them as the area's business picture rather than an exact count inside borough limits.
Stores and restaurants lead ZIP 18507
ZIP 18507 had 267 employer establishments in 2023, with 6,658 paid employees and about $351.0 million in annual payroll (U.S. Census Bureau, ZIP Code Business Patterns 2023). Retail trade had 46 establishments and accommodation and food services 39, followed by health care with 32, professional services with 29, finance and insurance with 26 and other services with 21.
Only 42.7 percent of the ZIP's employers had fewer than five employees, against 50.2 percent across Lackawanna County (U.S. Census Bureau, County Business Patterns 2023). Firms here tend to be a step larger, which usually means bigger payrolls, bigger stock orders and more established banking histories.
Where funding fits for Moosic, PA firms
- Retailers buying stock ahead of sales, often through inventory financing secured by the goods.
- Restaurants and hotels replacing kitchen equipment or refitting a dining room; financing for restaurants covers both.
- Practices and offices financing equipment or covering payroll while receivables catch up.
A larger employer is not automatically a stronger applicant. Partners still look at margins, existing debt payments and how steady deposits are from month to month.
Questions to settle before a Moosic, PA request
- Is the cost a one-time purchase or something that repeats every month?
- Will the item or the stock pay for itself within the funding term?
- What leaves the business account each week already, for loans, leases or advances?
- Which records show the sales the request depends on: point-of-sale reports, deposits or both?
Answering those four questions first usually decides the structure before any partner is involved.
Local records in Moosic, PA
Borough-level registration or business tax requirements vary across Pennsylvania municipalities. Confirm what Moosic requires directly with the borough before applying.
Working with us from Moosic, PA
The office at 612 Biden St in Scranton, PA is about four miles north, but almost every request runs by phone at (570) 512-9977 or through the form. County numbers are on the Lackawanna County picture, and neighboring towns on the communities we work with.
Who Orchardmark Financial works with in Moosic, PA
Orchardmark Financial works with Moosic, PA businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
What to gather before you call
- The last three to six months of business bank statements
- A year-to-date profit and loss statement and balance sheet
- Photo ID for every owner of the business
- Formation documents and your EIN
- A list of existing business debts and payments
- A written quote or invoice if the money is for equipment
Each lending partner sets its own list, so treat this as a starting point.
What happens after you reach out
- Reach us at (570) 512-9977 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Our address: 612 Biden St, Scranton, PA 18503.
By Orchardmark Financial · Updated
