Funding Types 01
Working Capital
Cover payroll and supplier bills while insurer payments, contract draws or slow weeks catch up.
Scranton, PA
Scranton, PA Business Funding Broker for Lackawanna County, PA and Northeastern Pennsylvania
In Scranton, PA, we help Lackawanna County owners work out which kind of business funding suits the bill in front of them, then take the request to lending partners who decide.
Orchardmark Financial connects you with lending partners; partners make credit decisions and set rates and terms.
What we do
A broker, not a lender
In short
Orchardmark Financial, a small-business funding broker in Scranton, Pennsylvania, never lends money of its own. From 612 Biden St it helps Lackawanna County owners compare six funding structures and introduces each request to lending partners, who approve or decline it and set every rate and term. Call (570) 512-9977 to describe what the money is for.
- We arrange, partners decideEach lending partner reviews and prices its own offers.
- All six on the tableSee 6 funding types before you commit to one.
- Fine print, plainlyLiens, guarantees, holdbacks and draw periods in everyday words.
- Across Lackawanna County, PAFrom working capital and term loans to credit lines, inventory and equipment financing, plus merchant cash advances (not a loan).
- Who says yes or noOrchardmark Financial is a broker, not a lender.
Funding Types
Six funding structures
6 ways Lackawanna County, PA businesses pay for payroll, stock, machines and growth, grouped by how each is repaid or collected.
Funding Types 02
Business Term Loans
A single advance of funds for a fit-out, a second site or an older debt, paid down in set installments.
Funding Types 03
Business Line of Credit
A limit you tap when an expense lands and refill as you repay; interest runs only on the drawn part.
Inventory Financing
Pay a supplier for stock now and repay as it sells, usually with the goods pledged as security.
Equipment Financing
Loans, leases and finance agreements for dental chairs, combi ovens, mini excavators and service vans.
Merchant Cash Advance
A funder buys part of your future sales; it is not a loan. Get the total it collects in writing.
Contact
Our Biden Street address
Call with a funding question. We explain repayment, collateral and the papers lending partners usually ask for.
- Address
- 612 Biden St
Scranton, PA 18503 - Phone
- (570) 512-9977
- Role
- Broker, not a lender
Public data · Lackawanna County, PA
Census Snapshot: Lackawanna County, PA Businesses
5,198
Employer establishments
Places of business in Lackawanna County, Pennsylvania with at least one person on payroll.
Source: U.S. Census Bureau, County Business Patterns 202314,632
Businesses with no payroll
Lackawanna County businesses run without a single paid employee.
Source: U.S. Census Bureau, Nonemployer Statistics 202450.2%
Employers with under five staff
Portion of Lackawanna County employer establishments with one to four employees.
Source: U.S. Census Bureau, County Business Patterns 2023How to begin
How it works
Four steps lie between your first call and a partner's decision.
Tell us the cost
Call us, or leave the short form and expect our call. We ask about the purpose when we call.
Choose a structure
The purpose points to a funding type, and the type decides which partners see the file.
A partner reviews
The partner examines the business, decides, and prices any offer it makes.
You decide
Weigh total cost against the payment schedule. Declining is always an option.
Scranton, PA
Name the bill; we will talk structure
Reach us on (570) 512-9977, or begin a request on this site.
Straight answers
First Questions From Lackawanna County, PA Owners
Quick answers to the first things worth knowing.
Does Orchardmark Financial lend money?
No. The name says Financial, but Orchardmark Financial is a broker. A lending partner makes the credit decision and sets the price.
Where is Orchardmark Financial?
At 612 Biden St, Scranton, PA 18503, in Lackawanna County. The phone number is (570) 512-9977.
Which funding types does Orchardmark Financial cover?
There are six: working capital, term loans, credit lines, inventory financing, equipment financing and merchant cash advances. An advance is not a loan, and we explain the difference before anything else.
Will you help me find a personal or payday loan?
No. We handle business funding only, not personal, payday, auto title or home loans.
Can you tell me today whether I will be approved?
No. Each partner judges a request by its own yardstick, and the decision is its alone.
Still wondering about something? Call (570) 512-9977 with it; Orchardmark Financial in Scranton, PA will answer.
Online request
Open a Funding Request
Full name, email, phone and business name, three short pick-lists (time in business, annual revenue, amount needed) and a consent box. Would you rather talk? Call (570) 512-9977.
Orchardmark Financial connects you with lending partners; partners make credit decisions and set rates and terms. See our Privacy Policy, Terms and SMS Terms.
Keep reading
- about Orchardmark Financial
Orchardmark Financial is a small-business funding broker at 612 Biden St, Scranton, PA.
- our Biden Street address
Contact Orchardmark Financial, 612 Biden St, Scranton, PA 18503.