Orchardmark Financial, a small-business funding broker in Scranton, Pennsylvania, works with Clarks Summit, PA owners by phone and online. ZIP 18411 had 606 employer establishments in 2023, led by health care with 102 and professional services with 71 (Census ZBP). The borough itself is a small part of that ZIP. Lending partners make the decisions and set every term.
| County | Lackawanna County, PA |
|---|---|
| Distance | About 6.0 miles NNW of Scranton, PA |
| ZIP 18411 employers | 606 in 2023 (Census ZBP) |
| Largest sector | Health care, 102 establishments |
| Borough share of ZIP land | About 3% |
The borough is a small part of ZIP 18411
The whole of Clarks Summit lies inside ZIP 18411, but the borough covers only about 3 percent of that ZIP's land (U.S. Census Bureau 2020 ZIP code tabulation area relationship files). Most of the 606 employers counted below are in the surrounding area, not inside borough limits, so these are ZIP 18411 figures rather than Clarks Summit figures.
Who does business in ZIP 18411
ZIP 18411 had 606 employer establishments in 2023, with 9,487 paid employees and about $387.2 million in annual payroll; 320 of them, or 52.8 percent, had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
| Sector | Employer establishments | Share under five employees |
|---|---|---|
| Health care and social assistance | 102 | 48.0% |
| Professional, scientific and technical services | 71 | 66.2% |
| Retail trade | 59 | 47.5% |
| Construction | 58 | 65.5% |
| Other services | 58 | 58.6% |
| Finance and insurance | 55 | n/a |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Shares under five employees are as published for each sector.
Practices, offices and trades
With health care at the top, many requests from this ZIP involve clinical equipment, technology or payroll while claims are paid:
- Medical and dental offices financing imaging, chairs or a suite fit-out; see practice financing.
- Professional firms with two or three people financing technology or a move.
- Contractors, two-thirds of them with fewer than five employees, financing tools and vehicles through equipment financing.
What practices are usually asked for
Partners reviewing a medical or dental office generally ask for recent bank statements, tax returns, a payer mix summary and the equipment quote. A practice with one dominant insurer or a long claims cycle should be ready to explain how payroll is covered while payments are pending; that is where a short-term structure or a credit line can sit beside an equipment loan.
Commercial property in Clarks Summit, PA
Clarks Summit commercial real estate comes up often in searches. Orchardmark Financial does not arrange mortgages, so buying a building is outside our work. Fitting out a leased office, equipping it or covering moving costs is not, and those often suit a term loan or equipment financing.
Reaching us from Clarks Summit, PA
Scranton, PA, where Orchardmark sits at 612 Biden St, is about six miles south-southeast. Call (570) 512-9977 or use the form. Census data for the county is on the city page, and the rest of the county on the areas page.
Clarks Summit, PA businesses we help
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Orchardmark Financial works with businesses like these in Clarks Summit, PA. Each partner still decides case by case.
Documents to have ready
- Your most recent business tax return
- Current financial statements: profit and loss plus a balance sheet
- Government-issued ID for each owner
- Proof of ownership and business registration
- Details of any loans, leases or advances the business already carries
- For equipment, the seller's quote with make, model and price
Each lending partner sets its own list, so treat this as a starting point.
What happens after you reach out
- You call (570) 512-9977 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Our office is at 612 Biden St, Scranton, PA 18503.
By Orchardmark Financial · Updated
