Business Funding for Jessup, PA Businesses

ZIP 18434 and the borough

Jessup covers about 98 percent of ZIP 18434's land, and about 89 percent of the borough lies in that ZIP, with the remainder in ZIP 18403 (U.S. Census Bureau 2020 ZIP code tabulation area relationship files). Of the nearby ZIPs, this one comes closest to describing a single borough.

A wholesale-led ZIP

ZIP 18434 had 105 employer establishments in 2023, with 3,681 paid employees and about $216.2 million in annual payroll; 44.8 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). That is about 35 employees per establishment, roughly double the Lackawanna County average, so a few sizeable employers sit among the small ones.

• Wholesale trade: 17 establishments.
• Health care and social assistance: 15.
• Construction: 11.
• Accommodation and food services and other services: 9 each.
• Retail trade: 8.

Across the county, wholesale is a much smaller share: 218 of 5,198 employer establishments (U.S. Census Bureau, County Business Patterns 2023).

What wholesale-heavy areas tend to ask for

A distributor buys goods, holds them, ships them and then waits for the customer to pay. Funding usually lands at one of those points:

• Paying a supplier for a large order before it ships, often through financing secured by the stock.
• Covering the wait between delivery and the customer's payment.
• Buying forklifts, racking or delivery vans; we do not take trucking or freight-hauling requests.

Partners reviewing a wholesaler ask about customer concentration: if one or two buyers account for most sales, a single late payment matters a great deal.

Preparing a Jessup, PA request

Bring an inventory report, an accounts receivable aging list and your largest customers' payment terms to the first conversation. If stock is held in a warehouse you lease, partners may ask for the lease and the insurance certificate. These answer the questions about collateral and timing that come up with almost every wholesale request.

Local records in Jessup, PA

Ask the borough whether a local registration or business tax applies, and keep that record current before applying.

Reaching us from Jessup, PA

The office is at 612 Biden St in Scranton, PA, about seven miles southwest; call (570) 512-9977 or send the form. County statistics and local contacts are on the city page, and the other boroughs on the areas page.

Jessup, PA businesses we help

Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Orchardmark Financial works with businesses like these in Jessup, PA. Each partner still decides case by case.

What to gather before you call

• Recent business bank statements (partners often ask for three to six months)
• Business and personal tax returns for the latest year
• Current financial statements: profit and loss plus a balance sheet
• Your articles of organization or incorporation and the EIN letter
• Details of any loans, leases or advances the business already carries
• The equipment quote, contract or purchase order the funding is for

Partners differ in what they request; this list covers the usual ground.

From first call to a partner's decision

1. Reach us at (570) 512-9977 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
2. We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
3. Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
4. When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.

Orchardmark Financial is based at 612 Biden St, Scranton, PA 18503.

By Orchardmark Financial · Updated 2026-10-16